Before talking about how to open an SBI customer service point, we need to know that what is customer service point? Customer service point or CSP is just like a mini branch of the bank that offers services like cash deposit, cash withdrawal, or even apply for a loan, etc but with some limits.
Services offered by SBI customer service point.
1.Cash Deposit.
2.Cash Withdrawal.
3.Jan Dhan Saving Account Opening.
4.Passbook Printing.
5.Atal Pension yojana.
6.Pradhan Mantri Jeevan Jyoti Bima Yojana.
7.Pradhan Mantri Suraksha Bima Yojana.
8.E-KYC Updation.
Eligibility Criteria For Opening an SBI Customer service point.
1.Class 12th Pass:-
If you want to open an SBI CSP, then, minimum education qualification required is class 12th.
2.No default in loan:-
There should not be any default in banking or non-banking loan. Every loan should have paid if taken, otherwise you will not be eligible for opening an SBI CSP.
3.Owned or Lease premises:-
The land on which SBI CSP will work should be owned by you and should have ownership proof of that land or should be taken on lease and there should be a rent agreement for that.
4.No Criminal Record:-
There should not be any criminal record on you, otherwise, you will not be eligible for opening an SBI CSP. It is verified by the police.
5.Good CIBIL Score:-
Your CIBIL Score should be good. It means it should be more than 650, otherwise, you will not be eligible for opening an SBI CSP.
Equipment Required for opening an SBI Customer service point.
1.Laptop or pc.
2.Printer.
3.passbook Printer.
4.Biometric Device for authentication during cash deposit or withdrawal.
5.Stable Internet Connection.
6.Power backup (inverter or generator) so that the important work should not get stuck in the middle.
Documents required for opening an SBI Customer service point.
- passport size photos.
- PAN Card.
- Aadhaar Card.
- Police Verification.
- Lease or Ownership proof.
- Udyog Aadhar Card.
Good reputation in village or town.
Commission earned after opening an SBI Customer Service Point.
Today, in India, there are approx 78,000 customer service points actively working. So, many people’s livelihoods depend on CSP. So, the average income of SBI CSP is between Rs.15,000 to Rs.30,000. Today, in SBI, there are about 40 crores accounts, of which about 28 crores of them are Jan Dhan accounts. So, there is a huge scope of opening SBI CSP.
So, there is a huge chance of earning more and more commissions by offering different services to different customers like:-account opening, RD account, STDR, cash deposit & withdrawal, rural commission, Aadhar seeding, mobile seeding, APY, PMSBY, PMJJY, Green pin generation, and passbook printing. Different services have different rates which may vary.
So, it has unlimited scope. If you open a CSP, then within 6 months to 1 year, you can open a lot of Jandhan bank accounts, and generally, those customers will come repeatedly for different services like- cash deposit, cash withdrawal, or passbook printing. So those customers will give you recurring income. So you don’t have to work a lot after 6 months. By those customers, you can earn a decent income per month.
Whom to contact for SBI CSP.
SBI has outsourced more than 50 companies to open CSP which have their own setup. You have to contact those companies to open a CSP. Some of the main companies are- CSC, Alankit, Jio payment bank, Zero, AISECT, Oxigen, etc. So, you can google these companies and get their contact information.
So, when you contact these companies to open a CSP, they set up everything. These companies are called business correspondents. After set up, you have to contact the branch manager of your nearest SBI branch for permission to open a bank CSP. After his permission, you can successfully run the SBI CSP.
READ MORE:-Information About Cooperative Banks And Regional Rural Banks In The Indian Banking Sector.
