Meta – From its name itself you can know that it is a type of bank which provides you all banking related services, under Fino Payment Bank you can do digital payment transactions, deposit money in the account, withdraw money from the account. You can earn a good amount of money per month by doing many tasks like withdrawal, balance enquiry, insurance work etc.
What is Fino Payment Bank?
FINO PAYMENT BANK is a payment bank in India. It is a type of bank that provides banking services such as depositing money, withdrawing money, providing money transfer services, but is not authorized to offer loans or credit cards. Fino Payment Bank aims to provide and extend banking services to the underbanked segments of the population living in rural areas.
Fino Payment Bank Limited was incorporated in 2006 as a Business Correspondent and Financial Solutions company. It received in-principle approval for payments bank from the Reserve Bank of India (RBI) in 2015. Fino Payment Bank started its operations on July 4, 2017. It provides opening of savings and current accounts, cash deposits, cash withdrawals and other banking services to its customers through its BC (Business Correspondent) network.
Fino Payment Bank has a network of BC agents in several states in India, enabling them to provide banking services in rural and semi-urban areas. It also provides various digital services to its customers such as mobile banking, internet banking and DBT (Direct Benefit Transfer) services.
By working with Fino Payment Banks, you get the opportunity to earn good income. Under this, you are given a commission by Fino Payment Banks for providing every banking service to your customers and this commission together gives you a good income in a month. Can earn a lot of money. If you do good work by using Fino Payment Bank, then under this you can easily earn 25 to 40 thousand rupees per month.
What is CSP of FINO BANK?
If we understand Fino Payment Bank CSP in simple language, then this Fino Bank is a digital bank which is also called your small branch, in which Fino banking services are provided to the common citizens through a person or merchant selected by the Fino Bank. For this, Fino Payment Bank makes citizens Fino Bank CSP on the basis of their eligibility. Through which you can earn a good commission by becoming Fino Mitra Fino Mitra.
In fino bank csp, such educated youth who have computer knowledge along with their studies, but are still unemployed, in such a situation, all those people can apply for fino bank CSP and by working as Fino Mitra, that person can become a fino partner in the bank. Provides all types of banking services related to. All those citizens who fulfill its eligibility for CSP will be able to open a small branch of Fino Bank in their store or any other shop and provide all the services related to the bank to the common citizen through CSP.
To become a Fino Payment Bank CSP, you need to meet the eligibility and requirements of the bank and go through the CSP registration process. Once registered, you will be provided with the necessary training and tools to set up your CSP and provide banking services to customers on behalf of Fino Payment Bank.
What is Fino Payment Bank Csp Apply Eligibility?
● The person applying for Fino Bank Csp must be an Indian citizen.
● To become a fino partner, the applicant must be 18 years or older.
● fino mitra must have a laptop or desktop
● You must have 1 finger print device.
● To become a Fino Mitra, the applicant must have all the necessary documents.
What are the benefits of Fino Bank’s CSP?
● Fino Bank can apply online for CSP while sitting at home.
● Fino Mitra is paid commission by the bank on every money transaction it does for the customers.
● If someone is educated and literate but does not have any employment, then in such a situation he can get employment by becoming a fino mitra.
● Fino Mitra will be able to earn better income through commission.
● Through fino bank csp, people also get immense benefits like they will be able to avail all types of services related to banking through fino mitra.
● Due to fino partner, common citizens will not need to go to the bank branch and stand in long queues and their work will become easier.
What is Fino payments Bank benefit Service List?
You get many benefits by working as a Fino Partner. If you work well as a Fino Mitra in Fino Payment Bank, then under this you can easily earn 25 to 30 thousand rupees per month. . Apart from this, you will also get many types of benefits which are given below in Fino payments Bank 2023 services list:-
● Paperless Banking Services.
● High interest rate is available
● Banking Service At Any Place
● DBT service is also available in Fino Bank.
● Fino Bank has access to other banks.
● Customers benefit from online transactions in the form of net banking and mobile banking.
Apart from this, many types of benefits are given to Fino Bank CSP and customers.
Fino Payment Bank Distributor Certificate
Fino Payment Bank Retailer I’D Certificate
What are the necessary documents to open CSP of Fino Bank?
To become a fino mitra the following documents are required:-
● Applicant must have Aadhar card
● Must have identity card (driving license, PAN card)
● Must have educational qualification certificate
● Must have residence certificate
● Must have certificate or document of the shop
● Must have bank passbook
● Must have character certificate (with police verification)
● Must have passport size photo
● Must have email ID
● Must have mobile number
Fino Payment Bank Account Openning Documents Required
● Aadhaar Card
● Voter Card
● Pan Card
● Live Photo (recent selfie image taken by mobile)
● Mother’s name
● Email ID
● Phone number
Important Link
Fino Payment Bank New Commission List | Click Here |
Direct Application Link | Click Here |
Fino Payment Bank Login | Click Here |
Fino Payment Bank Mobile App (Mitra) | Download Now |
Official Website | Click Here |
Fino Payment Bank Helpline Number फिनो पेमेंट बैंक कस्टमर केयर नंबर | 1860 266 3466 / 022 6868 1414 |
Fino Payment Bank Official Email ID | customercare@finobank.com |
Fino Merchant ID (Fino Partner ID) | 117789937 |
सीधे Fino Payment Bank ID लेने के लिए, यहां संपर्क करें: | 7033695624 Whatsapp करें |
NOTE:- 1. If you want your Fino Payment Bank ID directly, then contact the number given below. ○ Only Whatsapp on 7033695624 |
What facilities are available at Fino Payment Bank CSP?
Many types of facilities are provided to Fino Bank CSP Mitra, some of the main facilities provided by fino partner are as follows:-
● Fino Payment Bank Account Opening
● Cash Withdrawal
● Cash Deposit / Can deposit cash
● Can check Fino Bank Account Balance
● Can do Domestic Money Transfers
● Can do international money transfer
● AEPS (Aadhaar Enabled Payment System) can
● Can withdraw cash at Point of Sale (POS)
● Can do Bill Payment / Mobile Recharge / DTH Recharge
● Ticket Booking(Train/Airplane/Bus) can be withdrawn
How much commission is available in Fino Payment Bank CSP?
Now let us know how much commission the person running Fino Payment Bank CSP gets. For your convenience, we have given all the information in the list given below about Fino Payment Bank CSP Commission. You must read the list given below:-
Fino Payment Bank CSP Commission
Input For Volume | Particular | 3K Model | 30K Model | 50k Model |
Account Open | Saving Account | 15 | 15 | 15 |
Account Open | Current Account | 25 | 25 | 25 |
Account Open | Saving Account | 30 | 40 | 40 |
Account Open | Current Account | 60 | 60 | 60 |
Transaction | Cash Deposit | 0.2% Max 15 | 0.2% Max15 | 0.2%Max 15 |
Transaction | Cash Withdrawl | 0.2%Max 15 | 0.2%Max 15 | 0.2%Max 15 |
Transaction | Fund Transfer | 5 | 5 | 5 |
Transaction | ATM | 0.20% | 0.30% | 0.35% |
Transaction | AEPS | 0.18% | 0.35% | 0.35% |
Fino Payment Bank Commission Chart:
Fino Payment Bank gives you commission on services like Cash Deposit, Cash Withdrawal, Cash Collection, Account Opening, Micro ATM, AEPS, Insurance, DTH and Mobile Recharge, Air Ticket Booking, Fund Transfer, Jewel Loan, Bill Payment, Travel Booking and many more. Gives. BC Merchant gets commission on all these services. Given below is how much commission you get for each service you provide.
Fino Payment Bank Commission List 2023
Input | Commission Structure | Direct Merchant Commission |
Input Values | Particular | 2k Model | 35k Model | 59k Model |
Accounts Opened | SA | 10 | 10 | 10 |
Accounts Opened with Debit Card | SA | 25 | 30 | 30 |
Transaction Value | Cash Deposit | 0.1% or 15 | 0.1% or 15 | 0.1% or 15 |
Transaction Value | Cash Withdrawal | 0.1% or 15 | 0.1% or 15 | 0.1% or 15 |
Transaction Value | Fund Transfer F2F | 5 | 5 | 5 |
Transaction Value | Micro ATM | 0.20% | 0.30% | 0.35% |
Transaction Value | Micro ATM Max Payout /Txn | 10 | 10 | 10 |
Transaction Value | AEPS Withdrawal | 0.18% | 0.30% | 0.35% |
Transaction Value | AEPS Deposit | 0 | 0 | 0 |
Transaction Value | AEPS Max Payout /Txn | 6 | 9 | 10 |
Transaction Value | DTH | Up to 2% | Up to 2% | Up to 2% |
Transaction Value | Mobile Recharge | Up to 1.5% | Up to 1.5% | Up to 1.5% |
Transaction Value | Bill Payment 1-20000 | Up to Rs 15 | Up to Rs 15 | Up to Rs 15 |
Transaction Value | Air Ticket | Up to 1.50% | Up to 1.50% | Up to 1.50% |
Transaction Value | Hotel Booking | 5% | 5% | 5% |
Fino Revenue | D Light | 10.0% | 12.0% | 12.0% |
Transaction Value | Jewel Loan | 0.40% | 0.45% | 0.45% |
Sign Up Fee | 2000 | 35000 | 59000 |
Amazing commission is also available on Fino Payment Bank Insurance Policy.
Product List | Commission |
Hospice | 13.50% |
Family Floater | 9% |
Shubh Raksha Life | 13% |
Fino Payment Bank Cash Collection Commission List:
Cash collection is the money deposited by the customers of any Micro Finance Company.
Product List | Commission |
L&T Finance Services | 50% |
Swatantra Micro Finance | 50% |
Hero Fincorp | 50% |
Shriram Finance | 20% |
Ola Cab | 50% |
Bajaj Finance | 50% |
Mahindra Microfinance | 50% |
Reliance Retail Limited | 25% |
Cash Collection on Store | 50% |
How to register for opening CSP of Fino Bank?
Now let us talk about how you can do Fino Paymrnt Bank CSP Registration, the process is very easy. You can easily do Fino Payment Bank CSP Registration by following the process given below step by step. The process of Fino Payment Bank CSP Registration is as follows:-
Fino Payment Bank CSP Registration
● First of all you have to go to the official website of Fino Payment Bank through the link given above.
● As soon as you open the official website, the home page will open in front of you, here you will see the option of Merchant, you will have to click on it.
● As soon as you click, a new page will open in front of you, from here you will have to click on the Register option.
● As soon as you click on this option, fino bank csp registration page will open in front of you.
● Here first of all you have to enter your full name, mail ID, mobile number, name of your shop and address and pin code of your shop.
● After this you will have to click on the option of Apply Now.
● As soon as you click on this option, your application will be submitted and your Fino Payment Bank CSP registration will be done.
● After completion of registration, you will be provided fino login ID, in which you have to create a fino bank login password.
How To login Fino Payment Bank CSP ?
To login fino, first of all you have to open the Fino Bank Login Link, which is given above.
● On the homepage, you will have to enter the User ID / Merchant ID to login to your fino and click on the Continue button.
● Now a new page will open, you will get an OTP on your mobile number, you will have to enter that OTP here and click on the Verify button.
● Now a new page will open, here you will have to enter your password to login fino and click on the Submit button.
● Now, you have successfully logged in to your Fino Payment Bank account.
Fino Payment Bank ID Unblock Online:
If you enter your fino login ID and click Next, a new page will open on your screen, in that page you will get the option to enter Fino’s fino bank login ID, below that you will see the option of Unblock ID, here you can unblock your ID. Yes, after that you will get the link of Morpho driver, you can download your driver from here, you will also get the link of PIN CODE, you can download it and install it.
Fino Payment Bank Account Opening Process
Fino Payment Bank4 types of accounts can be opened in.
● Pratham Saving Account (First Saving Account)
● Shubh Saving Account
● Suvidha Saving Account (Suvidha Saving Account)
● Saral Saving Account
First of all login to your Fino account
Enter the client mobile number and click the Search button.
Now you will get the option of Open A/C. click on it
To open Zero Balance account, click on Shubh Saving Account option.
Debit card option will appear, choose Yes or No on it.
To avail the benefit of Fino Payment Bank’s DBT, confirmation of Aadhaar seeding will be required. After this click on E-KYC button.
Here you have to enter your Aadhaar number and click on the checkbox.
Now click on Capture Biometric and scan your fingerprint on the biometric machine.
Here you have to fill the required details, which are given below.
● Mother Name
● Marital Status
● Occupation
●Address
Now you will have to capture the fingerprint again by clicking on the option of Customer Aadhar Authentication.
Here you have to enter the Welcome Kit Number and it will be automatically validated.
Here you have to select APBS Scheme Type
If your Aadhaar card is seeded by any other bank, then click on Yes button, if you do not, then My Aadhaar is not seeded by any other bank.
In this case, you need to select the checkbox and then scan your fingerprint by pressing the button to capture.
Here you have to click on the checkbox, now an OTP will come on your mobile number, you have to enter that OTP here and again you have to capture your fingerprint.
After entering the OTP, you have to click on the Subit button and submit your form.
You have successfully opened your account.
How To Apply Full Process
To become a Fino Payment Bank agent, you have to follow the steps given below.
How to link BC Merchant Account in Fino Payment Bank.
Go to My Profile option.
Now click on My Beneficiary option.
Now click on Add Beneficiary.
Now you have to fill all the necessary details, which are given below.
● Beneficiary Account Number
● Bank Name
● IFSC Code
● Beneficiary Name
After filing IFSC CODE, press SEARCH button.
Bank Details will be displayed, after this you have to click on the OK button.
After filling the Beneficiary Name, click on the Next button.
Now enter the amount and then click on the Next button.
Now a Confirmation Receipt will be displayed on your screen. You will have to click on the Confirm button.
An OTP will be sent to your mobile number, you will have to enter the OTP on the next page. Press Next button
Transaction will be completed successfully. Now click on the Finish button.
How to transfer money from Fino Payment Bank?
First of all you have to go to the official website of Fino Payment Bank, which is given above.
You have to fill your Fino Bank login credentials, like account number/mobile number, OTP and password.
Once you login successfully, the new page shown below will open.
If you plan to transfer money using a mobile phone number, you need to select the Mobile option from the menu bar. There, you need to provide the phone number where you want to transfer money, and then click on the “Search” button.
Now, you have to choose the method through which you want to transfer money. Here we are choosing the option of Remittance.
You have to fill all the required details.
● Customer Name
● Customer Mobile Number
●Address
●Gender
● State
● City
● Pincode
● Date of Birth.
● Click on “Next” Button
You have to fill all the required details.
● Beneficiary Name
● Beneficiary Account Number
● Bank Name
● IIFSC Code
● Click on “Next” Button
You have to fill all the required details.
● Transfer type
● Amount
● Fino Charges
● Cash Contribution
● Total Debit Amount
● Click on “Next” Button
After this a Confirmation Page will open, here you check all the details and press the Confirm button.
Now an OTP will be sent to your mobile number, which is the number you have given, you will have to enter this mobile number on the next page.
Now your transaction is successful.
All information about Fino Payment Bank AEPS.
You will get the following options in Fino Payment Bank’s AEPS service::
● Cash Withdrawl
● Balance Enquiry
● Mini Statement
● Last Transaction Status
● AEPS Statement
How to do Fino Payments Bank App Balance Enquiry?
Full form of AEPS
● Aadhar Enabled Payment System
In the AEPS section, click on the Balance Inquiry button.
Now fill the required details here, which are given below.
● Bank Name
● Aadhar Card Number
Now click on Capture Biometric option.
Now you will have to scan your fingerprint on the fingerprint scanning machine.
After successfully scanning your fingerprint after which you will see a “Captured Success” message will appear in your display.
After this you will have to click on the Submit button.
Fino Payments Bank AEPS Mini Statement Kaise Dekhe?
In the AEPS section, you have to click on Mini Statement option.
Fill the required details listed below.
● Bank Name
● Aadhar Card Number
Now click on Capture Biometric option.
After this you will have to scan your fingerprint on the fingerprint scanning machine.
Once you have successfully entered your fingerprint, a message will be displayed on the screen that reads “Captured Success”.
Now you have to press the Submit button.
Fino Payments Bank Request Limit Kaise Kare?
To set the request limit you need to visit the Request Limit webpage.
There you have to fill the required details, they are given below.
● Bank Name
● Account Number
● Transaction ID
● Deposited Branch
● Amount Deposited
● Deposit Date
● Remark
● Deposit Type
Now you have to press Next button.
After clicking the Next button, you will get a Transaction ID.
How to check Cash In Status?
Go to Cash In Status page.
Enter your Transaction ID in the given box.
After entering the Transaction ID, press the Fetch Button.
You will get your Cash In Status in the table.
How to do Fino Payment Bank Cash Withdrawal?
First of all go to Cash Withdrawal page.
There you have to fill the required details, which are given below.
● Bank Name
● Aadhaar Number
● Amount
Then click on Capture Biometric option.
Now you need to complete your fingerprint scanning on the fingerprint scanning device.
After you have successfully scanned your fingerprint the message “Captured S
Now you have to press the Submit button.
Now press Finish button
Now in this way you have completed Cash Withdrawal through AEPS.
How to check merchant loan status.
Go to Merchant Loan Status Page.
Enter your Loan Application Number and press Get Status.
In this way, you can also check Fino Payment Bank Merchant Loan.
How to get Transaction Report?
Go to Transaction Report page
Please fill the required information below.
● Detailed Statement Or Account Statement
● From Date
● To Date
Now you have to press the Proceed button.
A transaction report will be emailed to the email ID you have registered. email id..
Fino Payment Bank Customer Care
Although we have given all the information related to Fino Payment Bank through this post, but still if you have any problem in making any kind of application, then you can contact the Fino Payment Bank Customer Care Number given below. :-
● Fino Payment Bank Customer Care Number:- 022 6868 1414
● Email ID :- customercare@finobank.com
Frequently Asked Questions FAQ
1.QIs Fino Payment Bank safe?
Ans Yes, Fino Payment Bank is fee certified and operated by the Reserve Bank of India (RBI), so it is likely to be safe. With the services powered by Fino Payment Bank, customers get the convenience of safe and secure transactions.
2.Qus How can one earn money through Fino Payment Bank?
AnsThere are many ways to earn money in Fino Payment Bank. One of the ways is that you can transfer money from your Fino Payment Bank account to any other account in the bank. You can deposit money into another account through your local bank. With this you can earn money from your Fino Payment Bank account. You can visit the official website of Fino Payment Bank for information.
3.QCan we open an online account for Fino Payment Bank?
Ans Yes, you can open an account online from the comfort of your home by following the steps given in our article.
4.Q Is it necessary to have a biometric machine for the account creation process?
Ans Yes, it is mandatory to have a biometric machine during the account creation process. You will need to deposit your Iris and Fringerprint when creating an account.
5.Q Will our details like Aadhaar card number etc. be secure and not shared with anyone?
AnsFino Payment Bank operates as per the bank regulations and security norms which all banks should apply. Therefore, there should be no doubt about your safety. Your details, such as Aadhaar card number, mobile number, are stored securely and are not shared.
6. QWhat services can I offer to my customers if I become a fino merchant?
Ans If you become Suno fino merchant then you can provide all types of services related to bank account to your customers like cash withdrawal, cash deposit, withdrawal of money through Aadhar card, checking account balance and bill payment, mobile recharge etc. can do
7. Q What if my money gets stuck while transacting with my Fino Bank BC Agent ID?
Ans If you get stuck with money while transacting with your Fino Payment Bank BC Agent ID, you are given tips to correct yourself. You can contact your bank to get the tips working again. If you do not find the solution to your problem, you can contact the official website of the concerned control repair.
8. QWhat if you forget Fino Payment Bank BC Agent id login password?
Ans If you have forgotten Fino Payment Bank BC Agent ID login password, you can get help from a few places:
- Contact Fino Payment Bank: You can directly contact Fino Payment Bank through phone, email or simply by calling to reset your password.
- Contact the BC Agent Group: You can contact your local BC Agent, who can assist you by understanding your address.
- Use Self Service Portal: If Self Service Portal is available with the service of Fino Payment Bank, you can reset your own password
9. Q Is it necessary to link the mobile number to the customer’s Aadhar card?
Ans Yes, it may be necessary to link the mobile number to the customer’s Aadhar card in Fino Payment Bank. It depends on the bank’s own rules and policies. This helps in contacting the bank and availing services. For more information you can contact Fino Payment Bank.
10. QDo you get a passbook after opening an account in Fino Payment Bank?
AnsYes, passbook can be given in some banks after opening an account in Fino Payment Bank. It depends on the bank’s own rules and policies. For more information you can contact Fino Payment Bank.
11. Q What can be the benefits of becoming a Fino Merchant?
AnsThere are some important benefits of becoming a merchant of Fino Payment Bank:
Reconciled Accounts: Fino Payments Bank merchants are supported to operate through Reconciled Accounts in their local area.
Simple operations: Merchants of Fino Payment Bank are provided with simple and convenient operations.
Facility to work with assets: Merchants of Fino Payment Bank are provided with the facility to work with assets.
Local Area Support: Fino Payment Bank merchants receive local area support.
12. Q Do Fino Payment Bank account holders get a physical debit card?
AnsFino Payment Bank account holders get a physical debit card. This card is similar to a local bank so you can perform bank account related functions like withdrawing money, depositing, checking balance, getting information about your account status etc. The physical debit card can simply be collected from the bank at a time before the property.
13. Q Can we get MINI ATM machine installed with Fino Payment Bank?
Ans Yes, you can get a MINI ATM machine installed with Fino Payment Bank. To deploy the MINI ATM machine with Fino Payment Bank, you will need to meet certain terms and conditions for support at locations from time to time.